A financial plan is not a boring report to be filed away. For you it is a blueprint for life, a business plan for your personal finances. For us, it is a map and route planner that shows us where you want to be, where you are currently and indicates the potential problems that you might meet on route to your goals.
We believe that you cannot have a successful investment plan without first having a financial plan. You need to identify what your needs and goals are, work out what you require to achieve those needs and goals, and then – and only then – should you think about investing.